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Zull Kepili, E.I., Nik Azman, N.H., Ab Razak, A. and Rahman, S. 2023. THE IMPACT OF HOME FINANCING COSTS AND THE BUILT ENVIRONMENT ON THE DEPRESSION LEVELS OF LOWER-INCOME EMPLOYEES WORKING FROM HOME DURING THE COVID-19 PANDEMIC (MARCH 2020 - MARCH 2021). PLANNING MALAYSIA. 21, 27 (Jul. 2023). DOI:https://doi.org/10.21837/pm.v21i27.1309.