MEETING HOUSING NEEDS OF THE POOR AND NEEDY MUSLIMS THROUGH ZAKAT AND WAKAF
DOI:
https://doi.org/10.21837/pm.v16i7.520Keywords:
economy, housing, procurement, social, wakaf, zakatAbstract
Meeting housing needs of the poor and needy is a continuous challenge. The challenge is exacerbated, among others, by the continuous and upward increases in the cost of living, population growth and the availability of resources. The Government intervenes through policy implementation and assistance in the forms of subsidies and the provision of social housing. In Islam, there is an opportunity to help the poor and needy meeting their housing needs through zakat and wakaf. Consequently, a study applying a combination of library research and in-depth face-to-face interviews with experts was carried out. The key objectivesof the study are to assess the potential of zakat and wakaf in the provision of affordable housing for the poor and needy, and if so, to identify appropriate strategies to empower the zakat and wakaf authorities in carrying out the task. The main findings from the study suggest that zakat and wakaf have great potential to help the poor and needy in meeting their housing needs and that the best way forward is for the zakat and wakaf authorities to do so through collaboration, either among themselves or with private property developers. The significance of the study and its findings are viewed in terms of the innovative idea in promoting zakat and wakaf authorities to collaborate instead of working on their own, with conditions that issues related to the Shariah are resolved.
Downloads
References
Abdul Rashid, K., Ahmad Sarkawi, A., & Hasan, S. F. (2014, August). Development of a proposed waqaf-zakat-real estate developer joint venture model to address the issue of affordable housing for the low and middle income Muslim families. World Conference on Islamic Thought and Civilization (The Rise and Fall of Civilization: Contemporary States of Muslim affairs), August 18-19, 2014, Ipoh, Perak,.
Abdul Rashid, K., Hasan, S. F., Ahmad Sarkawi, A., Othman, J., & Aripin, S. (2015a, June). Preliminary discussion on the potential of zakat-wakaf collaboration in the provision of housing for the needy Muslims. National Conference on Zakat and Economic Development 2015. June 1, 2015, Kuantan Pahang.
Abdul Rashid, K., Hasan, S. F., & Ahmad Sarkawi, A. (2015b, November). Assessing the appropriateness and adequacy of the provision for housing under the haddul-kifayah for asnaf faqr and asnaf miskin. 3rd ASEAN International Conference on Islamic Finance (AICIF). November 17-19, 2015, Semarang, Indonesia.
Abdul Rashid, K., Hasan, S. F., Mohd Fauzi, P. N. F. N., Ahmad Sarkawi, A., Aripin, S., & Mansor, N. S. (2017, April). Permissibility of wakaf in the provision of affordable housing. International Conference on Business and Social Science (ICBSS 2017). April 14-15, 2017, Seoul Korea.
Abdul Rashid, K. (2017, September). Sumbangan sektor hartanah wakaf kepada penyelesaian isu perumahan negara. Seminar Wakaf FSPU UiTM 2017. September 20, 2017, Shah Alam, Selangor.
Noor Suzilawati Rabe, Mariana Mohamed Osman, Syahriah Bachok, Alias Abdullah (2017). Quality of life: review on an approach integrating Maqasid al-Sharia. Advanced Science Letters, 23 (4), 0 pp. 2718-2721. ISSN 1936-6612
Ahmad Sarkawi, A., Abdul Rashid, K., & Hasan, S. F. (2015). Penyediaan tempat tinggal golongan asnaf menurut skim bantuan agihan zakat: Cadangan pengunaan tanah wakaf. Jurnal Pengurusan JAWHAR, 9(1).
Anwar, M. (1995). Financing socio-economic development with zakat funds. Journal of Islamic Economics, 4(1&2), 15-32.
Cheah, S. L., & Almeida, S. J. (2016). Pencerahan terhadap isu rumah mampu milik di Malaysia. In Bank Negara Malaysia, Laporan Tahunan 2016 (pp. 99-108).
Cheah, S. L., Almeida, S. J., Shukri, M. & Lim, L. S. (2017). Imbalances in the property market. Bank Negara Malaysia, Quarterly Bulletin, 3rd Quarter 2017, 26-28.
Dahaman, M. A., Hussin, A. M., & Mohd Noor, M. N. (2015, June). Pengembangan dana Baitulmal Majlis Agama Islam dan Adat Istiadat Melayu Perlis (MAIPs): Amalan dan cabaran. Persidangan Zakat dalam Pembangunan Ekonomi Peringkat Kebangsaan 2015. June 1, 2015, Kuantan, Pahang.
Hasan, Z. (2008, June 15). An overview of the effectiveness of the administration of waqf land in Malaysia. Shariah Law Report, Current Law Journal, 2008. Available at https://ssrn.com/abstract=2234208.
Kementerian Kesejahteraan Bandar, Perumahan dan Kerajaan Tempatan (2017). Siaran Media Keputusan Mesyuarat Majlis Perumahan Negara, 2 Mac 2017. Available at http://www.kpkt.gov.my/index.php/pages/view/508
Khazanah Research Institute [KRI] (2015). Making housing affordable. Kuala Lumpur: Author. Lembaga Perumahan & Hartanah Selangor (2018). Rumah Selangorku. Retrieved July 9, 2018 from http://lphs.selangor.gov.my/
Ministry of Housing & Local Government (2018a). Skim perumahan mampu milik swasta. Retrieved July 9, 2018 from http://ehome.kpkt.gov.my/
Ministry of Housing & Local Government (2018b). Program Perumahan Rakyat (PPR). Retrieved July 9, 2018 from http://ehome.kpkt.gov.my/
Mohd Ali, S. N., Mohd Noor, A. H., Chuweni, N. N., Ismail, N. R. P., Md Dahlan, F., & Shari, M. S. A. (2016). Integrating awqaf and zakat: A case study of land development for the poor in the State Islamic Religious Council Terengganu, Malaysia. In S. K. Ab. Manan, F. Abd Rahman, & M. Sahri (Eds), Contemporary issues and development in the global halal industry (pp. 209-217). (n.p.): Springer.
Perumahan Penjawat Awam Malaysia (2018). PPAM. Retrieved July 9, 2018 from https://www.ppa1m.gov.my/
PR1MA (2018). PR1MA, rumahku, komunitiku. Retrieved July 9, 2018 from
RUMAWIP, Kementerian Wilayah (2018). RUMAWIP. Retrieved July 9, 2018 from https://rumawip.kwp.gov.my/
Saad, R. A. J., Sawandi, N. F., & Mohammad, R. (2016). Zakat surplus funds
management. International Journal of Economics and Financial Issues, 6(7S), 171-176.
SPNB Idaman Sdn. Bhd. (2018). Rumah idaman rakyat. Retrieved July 9, 2018 from https://www.spnbidaman.com.my/
SPNB Mesra Sdn. Bhd. (2018). Rumah mesra rakyat Malaysia. Retrieved July 9, 2018 from http://www.spnbmesra.com.my
Downloads
Published
How to Cite
Issue
Section
License
Copyright & Creative Commons Licence
eISSN: 0128-0945 © Year. The Authors. Published for Malaysia Institute of Planners. This is an open-access article under the CC BY-NC-ND license.
The authors hold the copyright without restrictions and also retain publishing rights without restrictions.
